Secure Whole Life Insurance:
Lifetime protection for what’s important

If you’re searching for a traditional, stable approach to protecting your family, consider Secure Whole Life. It provides lifetime protection and includes a variety of dividend options that can increase your coverage, reduce your premium or even pay you cash.

Contemporary features meet traditional value
Secure Whole Life has the benefits and peace of mind you want:

• Security of guaranteed lifetime coverage through age 120 with premiums payable to age 100.
• Choice of seven dividend options, giving you earnings potential.
• Certainty of a fixed interest rate, assuring that your cash value will keep growing.
• Ease of level, scheduled premiums. You know exactly what you’ll pay for coverage as long as you own your policy.
• Choices to expand and maintain your coverage, including waiving your premium during disability and an additional benefit paid for an accidental death.
• Ability to fit coverage needs within your budget.

Protection plus earnings potential
Secure Whole Life is a participating life insurance policy. That means you can benefit when the policy’s performance is positive. When plan expenses are lower than projected, savings are credited to you as a dividend – giving you more control over your life insurance protection. Seven dividend options are available, including:

• Cash
• Paid-up additions
• Accumulation
• Reduce premiums with balance to cash
• Reduce premiums with balance to paid-up additions
• Loan payoff with balance to cash
• Loan payoff with balance to paid-up additions

Customize your policy
In addition to guaranteed, permanent life insurance protection, you can select optional agreements to customize your Secure Whole Life policy for your family. Agreements available include:

• Waiver of Premium
• Children’s Term
• Accidental Death Benefit
• Accelerated Death Benefit
• Guaranteed Insurability Option
• Guaranteed Insurability Option with Waiver
• Additional Insurance Agreement
• Single Premium Paid-Up Additional Insurance

Some agreements require additional premium.

Contact a financial advisor to find out more about Secure Whole Life.

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